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Brian L Hardman,CLU is an agent licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of MD, VA, DC, FL, & DE. No insurance business may be conducted outside these states referenced.

Brian L Hardman,CLU is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of MD, DC, VA. No offers may be made or accepted from any resident outside the specific states referenced.

Brian L. Hardman is also separately registered as an investment adviser representative with Eagle Strategies LLC, a Registered Investment Adviser, offering investment advisory services in the states of MD, DC, VA . As such, these services are strictly intended for individuals residing in the specific state referenced.

Brian L Hardman is licensed to offer mutual funds and variable products. Market Watch data is being provided for informational purposes only and does not constitute an offering of securities.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.